Rudder is a free web application specially tailored to organize our day-to-day financial affairs. After creating an account with Rudder, users need to enter important financial information, such as bank and credit card account details, expenses including different bills and payments, and income details. The website incorporates several useful widgets that remarkably help its users in managing their money. Few of these are - Account Balance, Recent Activity, Bills, and What’s Left. The Account Balance feature, as the name speaks for its functioning, assists users in managing their various accounts. A user simply needs to add account details of any prominent finance institution, and the application does the task of managing it further. Through its ‘Recent Activity’ feature, the web application keeps an eye on the recent transactions performed by the user. Moreover, it also keeps the users updated about the financial notifications, if any. The application proves to be instrumental in managing bills and other dues. It keeps its users updated about the payments of their upcoming bills. The application ensures that the users should pay their bills before the due-date. Users can also check the amount left in their kitty after paying all their dues and payments through its ‘What’s Left’ widget. In addition to these features, the application also integrates ‘Saving Widget’ and ‘Spend Meter’ that prove functional in organizing financial matters. Users can track their saving progress through the ‘saving widget’ and help them in bringing upon necessary changes in financial handling. The application gives its users the flexibility to spend wisely, with keeping upcoming bills in mind. Thus, Rudder exhibits tremendous potential in managing financial affairs of it members and notably equip them to counter the ongoing credit crunch.
Rudder is introduced to provide some useful assistance to web users in managing their everyday financial matters. Nikhil Roy is the Founder and CEO of the website. Owing to its decent functionality and features, the website has managed to create a good subscriber base.
Rudder does not differ much from other such applications in terms of services. Like other such applications, Rudder assists its users in managing their financial affairs, such as bank accounts, savings on utility bills, income management, etc. The most striking feature of the website is its capability of calculating the amount of money that a user could spend without compromising with the upcoming bills and expenses.
The text of the website goes well with its purpose. Users can browse its various services mentioned at the end of the homepage. Navigation tabs, placed at the top of the homepage, looks dull and are not designed aptly to grab the eye of the visitor. The navigation process is quick, and users will not face much difficulty while switching within its different pages.
Rudder incorporates an extremely user-friendly registration process, which necessitates users to fill in nothing except a valid email address and password. Users are not required to enter credit card or other financial details while registering with the website. However, as the website focuses around the concept of managing finances, its registration process further includes three optional steps for its users. The first step includes filling in bank account details, the second step requires users to enter details of bills they usually pay, and the final step asks for users’ income.
Users need not to pay anything for joining the website and all its services are entirely free of charge. There are no adverts anywhere on the website and venture capital funding is its main source of revenue generation. Meakem Becker Venture is the main investor of the website.
Rudder proves to be a remarkable utility for home-managers, who always remain in quest of striking a proper balance between earnings and expenses. It also helps professionals by assisting them in managing their bank and credit card accounts. Thus, it is useful for all, who are facing difficulties in managing their day-to-day financial affairs.